Terms and Conditions

Effective date: October 1, 2025 (adapted for Apex Insurance Deals)

Information about us

Apex Insurance Deals owns and operates this website. Please read these terms carefully before continuing. By using our website, you accept these terms.

Terms of website use

Your access is subject to these terms and our Privacy Policy. We may revise these terms at any time by amending this page.

Not an insurer / no advice

Apex Insurance Deals is a marketing and referral service that may connect consumers with licensed insurance agents or authorized representatives. We do not underwrite policies and do not guarantee issuance, pricing, or benefits. Website content is general information only and is not insurance, legal, or tax advice.

Accuracy of website content

Content is provided for general information. You must obtain your own advice before taking action based on site content.

Limitation of liability

Nothing in these terms excludes liability that cannot be excluded by law. To the fullest extent permitted, we are not liable for loss of profit, business interruption, or loss of opportunity, or for loss caused by viruses or denial-of-service attacks.

Viruses

You must not misuse our website by introducing malicious material or attempting unauthorized access.

Linking

You may link to our home page in a fair and legal way that does not damage our reputation. We may withdraw linking permission without notice.

Third-party links

Third-party links are for information only. We have no control over those sites or resources.

Ending use

If you do not agree to these terms, stop using the website. We may end your use if you misuse the site.

Important Medicare information

We do not offer every plan available in your area. Currently, we represent 17 organizations which offer 96,646 products in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program to get information on all of your options. Participating sales agencies represent Medicare Advantage HMO, PPO, and PFFS organizations and standalone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan’s contract renewal.

Enrollment in the described plan type may be limited to certain times of year unless you qualify for a Special Enrollment Period. Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.